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Accounting Services

A Storied Firm Offering a Cost-Conscious Approach

Kram, McCarthy, Ayers, & Frost has been in operation since 1983, which is longer than any other accounting firm in Queen Anne's County. That's because our cost-effective tax strategies continue to work as we stay focused on providing a high-quality client experience to individuals and businesses in Maryland, on the blockchain, and beyond.

Individuals and businesses who work with our team stay partners for life. From individual tax preparation through startup advisory all the way to long-term financial planning. We pride ourselves on our meticulous approach to working with clients for all their accounting needs.

Our Firm Is Peer Reviewed by MACPA

Individual Accounting

Individual Solutions

Do you need answers about tax filing, financial planning, or other CPA services? Learn more about our cost-effective accounting services for individuals and why we have helped our clients save money year in and year out.

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Meet Our Professionals

Who We Are

Our leadership team is staffed by accountants that are uniquely qualified to understand the modern needs of businesses and individuals while serving up practical, cost-effective tax strategies.

Christopher J. Williams, CPA/PFS, CFP®, MST

Certified Public Accountant | Master of Science in Taxation

Christopher J. Williams has over 15 years of experience in public accounting, specializing in small business, partnerships/S-Corporations, virtual currency, and high net-worth individuals.

Thomas J. McCarthy, CPA

Certified Public Accountant

Thomas J. McCarthy began his accounting career working in the corporate auditing field in the early 1980s. Having dealt with a variety of businesses, estates, and individuals over the years, he has extensive experience in all types of tax-related issues including negotiating with the IRS and other taxing authorities.

Gregory W. Litvinuck, CPA

Certified Public Accountant

Mr. Litvinuck has multiple years of experience in the preparation of various tax returns including but not limited to, individual, corporate and non-profit tax returns. He also has extensive experience in preparing business financial statements and assisting clients with many aspects associated with the financial statements.

Allen K. Ayers, CPA, CVA, CFP®, MST

Certified Public Accountant | Certified Valuation Accountant | Certified Financial Planner® | Master of Science in Taxation

Allen K. Ayers is a Certified Public Accountant, a Certified Financial Planner, and holds a Master’s Degree in Taxation earned from the University of Baltimore Law School. He is accredited in business valuation by the National Association of Certified Valuation Analysts.

Glen E. Frost, ESQ., CPA/PFS, CFP®

Tax Attorney | Certified Public Accountant/Personal Financial Specialist | Certified Financial Planner®

In addition to being a CPA, Mr. Frost is a managing partner of Frost Law a Maryland based law firm. His firm focuses on Tax Controversy and Litigation, International Tax Matters, Tax Planning, Estate Planning, and White-Collar Criminal Defense.

Schedule Time Today

Request a free initial consultation now

Take care of your accounting needs today by scheduling time to meet with our tax professionals. We can meet with you for a free, initial consultation in our office, over the phone, or via video meeting.

Contact our team